Student Benefits by School

Coverage & Eligibility Requirements: All students enrolled in full-time programs (except MPH/MBA) and all F-1/J-1 visa status students are required to maintain adequate health insurance coverage to provide protection against unexpected accidents and illnesses. Full-time program and F-1/J-1 students are automatically enrolled in the Student Health Benefits Plan.

Medical Plan: Wellfleet

Dental Plan: Delta Dental

Vision Plan: EyeMed

Billing Information: Premiums for medical insurance are posted to your student account on a semester basis.

Termination of Coverage: Upon graduation, coverage will terminate on August 14 for students graduating in the Spring and December 31 for students graduating in the Fall.

COBRA: COBRA is not offered when Wellfleet coverage ends or terminates.

Students are advised to consider their needs and the cost of options before making a decision. Open enrollment for vision and/or dental coverage is from July 1 to September 15 each year. Students are not able to enroll in medical, dental, or vision coverage mid-year without a Qualified Life Event (QLE).

Coverage & Eligibility Requirements: It is policy of Johns Hopkins University that all full-time students in the schools of Arts and Sciences and Engineering maintain adequate health insurance coverage to provide protection against unexpected accidents and illnesses.

As a full-time student, you will be automatically enrolled in the university’s student-sponsored health benefits plan, and the plan premium will be charged to your university student account, unless proof of comparable health insurance is provided for students eligible to waive.

Advanced Academic Programs students will not be auto-enrolled in coverage but will have the option to enroll in medical, dental, and vision insurance as long as they are enrolled in 3 courses a semester.

Please be aware that a waiver request form must be submitted each academic year regardless of if your insurance information has changed or not.

The open-enrollment period will begin on July 1 and end on September 15 each academic year. Waivers can only be accepted during open enrollment and will not be accepted after September 15.

Medical Plan: Wellfleet

Dental Plan: Delta Dental

Vision Plan: EyeMed

Billing Information: Medical premiums are posted to your student account on a semester basis.

Termination of Coverage: Upon graduation, coverage will terminate on August 14 for students graduating in the Spring and December 31 for students graduating in the Fall.

COBRA: COBRA is not offered when Wellfleet coverage ends or terminates.

Coverage and Eligibility Requirements: The Johns Hopkins University requires all full-time students to carry comprehensive health insurance and offers a student health insurance plan administered by Wellfleet as the standard for adequate health insurance coverage.

Services for Performance-Related Disorders: The Johns Hopkins Rehabilitation Network Clinic for Performing Artists on Peabody’s campus offers specialized services for performance-related musculoskeletal disorders including physical therapy, occupational therapy, and hand therapy. Students can have an advisement session and verify that their insurance is accepted by visiting the JHRN Clinic for Performing Artists.

Medical Plan: Wellfleet

Dental Plan: Delta Dental

Vision Plan: EyeMed

Billing Information: Medical premiums are posted to your student account on a semester basis.

Termination of Coverage: Upon graduation, coverage will terminate on August 14 for students graduating in the Spring and December 31 for students graduating in the Fall.

COBRA: COBRA is not offered when Wellfleet coverage ends or terminates.

Coverage & Eligibility Requirements: Johns Hopkins University requires that all full-time, degree-program students maintain adequate health insurance coverage to provide protection against unexpected accidents and illnesses. Full-time students are automatically enrolled in the student health benefit plan. Non-resident students are required to be enrolled in a plan comparable to the university’s.

Washington, DC

Full-time, in-residence students are automatically enrolled in the university student health benefit plan, but may waive out of the plan by successfully completing the waiver process demonstrating US-based coverage comparable to the university’s plan.

Full-time students beginning their studies in the spring semester will be automatically enrolled in the university student health benefit plan and billed for seven months of coverage from January through August with the same opportunity to petition to waive coverage.

SAIS Europe

Full-time, in-residence students are automatically enrolled in the university student health benefit plan, but may successfully waive out of the plan by completing the waiver process and demonstrating:

• European Union citizenship and enrollment in EU member nation health service

Medical Plan: Cigna StudyWell

Dental Plan: Delta Dental

Vision Plan: EyeMed

If you need medical care while in Bologna, the Director of Student Life will connect you with appropriate English-speaking specialists. An administrator can also accompany you to medical visits should you request this assistance. The school has partnered with the University of Bologna to provide counseling services in English.

Hopkins-Nanjing Center

Medical Plan: Cigna StudyWell

Dental Plan: Delta Dental

Vision Plan: EyeMed

Billing Information: Premiums are posted to your student account on a semester basis.

Termination of Coverage: Upon graduation, coverage will terminate on August 14 for students graduating in the Spring and December 31 for students graduating in the Fall.

COBRA: COBRA is not offered when Wellfleet coverage ends or terminates.

It is university policy that all full-time students maintain adequate health insurance coverage to provide protection against unexpected accidents and illnesses. All students enrolled in full-time programs and currently without health insurance coverage should enroll in the Johns Hopkins University Student Health Benefit plan.

International Students with an F-1 or J-1 Visa status are required to purchase the university plan and will be automatically enrolled.

Medical Plan: Wellfleet

Dental Plan: Delta Dental

Vision Plan: EyeMed

Billing Information: Medical premiums are posted to your student account on a semester basis.

Termination of Coverage: Upon graduation, coverage will terminate on August 14 for students graduating in the Spring and February 14 for students graduating in the Fall.

COBRA: COBRA is not offered when Wellfleet coverage ends or terminates.

Coverage & Eligibility Requirements – Master’s Students: All full-time, benefits eligible, Masters Degree students must be covered by health insurance and will be auto-enrolled in medical insurance and dental insurance with the option for domestic students to waive coverage. Masters degree students will have the option to enroll into vision coverage.

Coverage & Eligibility Requirements: Medical Students: All full-time medical students must be covered by health insurance. Students will be auto-enrolled in medical and dental coverage with the option to enroll into vision coverage. Enrollment must take place during the annual open enrollment period or within 30 days of a qualified life event. Students on an F-1 or J-1 visa are ineligible to waive coverage.

Coverage & Eligibility Requirements: PhD and DDP Students – All full-time Ph.D. and DDP students must be covered by medical insurance. Students will be auto enrolled in medical, dental, and vision coverage. Changes in enrollment can only be made during the annual open enrollment period or as a result of a qualified “life event” provided application is made within 30 days of the qualifying event. Students on an F-1 or J-1 visa are ineligible to waive insurance.

Medical Plan: Wellfleet

Dental Plan: Delta Dental

Vision Plan: EyeMed

All students are required to enroll in University Health Services and pay the mandatory annual fee of $850 regardless of insurance participation. Enrollment in University Health Services gives you unlimited access to adult primary care and adult mental health benefits at no additional fee.

Additional Vision Benefits available through University Health Services (UHS):

• Wilmer Eye Exam – School of Medicine residents, interns, postdoctoral fellows, graduate students, and medical students who are assessed a University Health Services (UHS) fee are allowed one annual (July 1 – June 30) comprehensive eye examination/contact lens evaluation provided by Wilmer Comprehensive Eye Care. When calling to schedule your appointment at one of the locations below, be sure to tell the person scheduling the visit that your examination will be covered by University Health Services. If for some reason you receive a bill for the exam, please call the University Health Services benefits office at 410-955-3872 for assistance.

The sites for the routine comprehensive eye examination/contact lens evaluation are:

• Johns Hopkins Hospital: 410-955-5080
• Greenspring Station: 410-583-2800
• Columbia: 410-910-2330
• White Marsh: 443-442-2020
• Bel Air: 410-399-8443
• Bethesda: 240-482-1100

Although eyeglasses and contact lenses are not covered by the Student Health Program (SHP) medical insurance nor University Health Services, eyeglasses and contact lenses are covered by EyeMed.

• Pediatric Vision Care: If a plan member has dependent children under age 19 on their EHP Student Health Program medical insurance plan, those dependents receive vision benefits through EHP.

Disability Insurance (M.D. candidates only)

The School of Medicine provides a disability plan for all students enrolled as M.D. candidates. This coverage will provide benefits should a student develop a disability while enrolled as a student. This insurance is provided at no cost to the student.

• PDF Document: SOM Disability Insurance Information

Family Support Programs (PhD candidates only)

• Care@work program
• Dependent Care Voucher program
• Locate Child Care Information and Referral program

Life Insurance (M.D. candidates only)

In January of the second year of the M.D. curriculum, the School of Medicine purchases a $100,000 term life insurance policy for each second-year medical student. This policy remains in effect until the M.D. degree is awarded or until the student withdraws from the M.D. program. This insurance is provided at no cost to the student.

• PDF Document: SOM Life Insurance Beneficiary Designation Information
• PDF Document: SOM Life Insurance Policy Information

Coverage & Eligibility Requirements: All students in degree and certificate programs are required to have health insurance coverage.

Full-time School of Nursing students will be automatically enrolled into medical insurance. Students on an F-1 or J-1 visa are ineligible to waive medical insurance.

Medical Plan: Wellfleet

Dental Plan: Delta Dental

Vision Plan: EyeMed

Billing Information:

Billing Information: Medical premiums are posted to your student account on a semester basis.

Termination of Coverage: Upon graduation, coverage will terminate on August 14 for students graduating in the Spring and February 14 for students graduating in the Fall.

COBRA: COBRA is not offered when Wellfleet coverage ends or terminates.

Coverage & Eligibility Requirements: All Bloomberg School students in a full-time program are required to have health insurance coverage and are automatically enrolled in the Student Health Plan unless they provide proof comparable coverage and submit a waiver.

Medical Plan: Wellfleet

Dental Plan: Delta Dental

Vision Plan: EyeMed

Billing Information: Your monthly premiums are posted to your student account on a term basis.

• July-August: Summer Term
• September-October: 1st Term
• November-December: 2nd Term
• January-March: 3rd Term
• April-August: 4th Term

Termination of Coverage: Upon graduation, coverage will terminate on August 14 for students graduating in the Spring and February 14 for students graduating in the Fall.

COBRA: COBRA is not offered when Wellfleet coverage ends or terminates.