Student Benefits by School

Carey Business School (CBS)

Coverage & Eligibility Requirements: All students enrolled in full-time programs (except MPH/MBA) and all F-1 visa status students are required to maintain adequate health insurance coverage to provide protection against unexpected accidents and illnesses. Full-time program and F-1 students are automatically enrolled in the Student Health Benefits Plan.

Medical Plan: Wellfleet

Dental Plan: Delta Dental

Vision Plan: EyeMed

Billing Information: Premiums are posted to your student account on a semester basis.

Termination of Coverage: Upon graduation, coverage will terminate on August 14 for students graduating in the Spring and February 14 for students graduating in the Fall.

COBRA: COBRA is not offered when Wellfleet coverage ends or terminates.

Students are advised to consider their needs and the cost of options before making a decision. Open enrollment for vision and/or dental coverage is from July 1 to September 15 each year. Students are not able to enroll in medical, dental, or vision coverage mid-year with out a Qualified Life Event (QLE).

Krieger School of Arts and Sciences (KSAS) & Whiting School of Engineering (WSE)

Coverage & Eligibility Requirements: It is policy of Johns Hopkins University that all full-time students in the schools of Arts and Sciences and Engineering maintain adequate health insurance coverage to provide protection against unexpected accidents and illnesses.

As a full-time student, you will be automatically enrolled in the university’s student-sponsored health benefits plan, and the plan premium will be charged to your university student account, unless proof of comparable health insurance is provided for students eligible to waive.

Please be aware that a waiver request form must be submitted each academic year regardless if your insurance information has changed or not.

The open-enrollment period will begin on July 1 and end on September 15 each academic year. Waivers can only be accepted during open enrollment and will not be accepted after September 15.

Medical Plan: Wellfleet

Dental Plan: Delta Dental

Vision Plan: EyeMed

Billing Information: Premiums are posted to your student account on a semester basis.

Termination of Coverage: Upon graduation, coverage will terminate on August 14 for students graduating in the Spring and February 14 for students graduating in the Fall.

COBRA: COBRA is not offered when Wellfleet coverage ends or terminates.

Peabody Institute (Peabody)

Coverage and Eligibility Requirements: The Johns Hopkins University requires all full-time students to carry comprehensive health insurance and offers a student health insurance plan administered by Wellfleet as the standard for adequate health insurance coverage. Note that charges for the school’s insurance will appear on your initial fall bill.

Services for Performance-Related Disorders: The Johns Hopkins Rehabilitation Network Clinic for Performing Artists on Peabody’s campus offers specialized services for performance-related musculoskeletal disorders including physical therapy, occupational therapy, and hand therapy. Students can have an advisement session and verify that their insurance is accepted by visiting the JHRN Clinic for Performing Artists.

Medical Plan: Wellfleet

Dental Plan: Delta Dental

Vision Plan: EyeMed

Billing Information: Premiums are posted to your student account on a semester basis.

Termination of Coverage: Upon graduation, coverage will terminate on August 14 for students graduating in the Spring and February 14 for students graduating in the Fall.

COBRA: COBRA is not offered when Wellfleet coverage ends or terminates.

School for Advanced International Studies (SAIS)

Coverage & Eligibility Requirements: Johns Hopkins University requires that all full-time, degree-program students maintain adequate health insurance coverage to provide protection against unexpected accidents and illnesses. Full-time students are automatically enrolled in the student health benefit plan. Non-resident students are required to be enrolled in a plan comparable to the university’s.

Washington, DC

Full-time, in-residence students are automatically enrolled in the university student health benefit plan, but may waive out of the plan by successfully completing the waiver process demonstrating US-based coverage comparable to the university’s plan.

Full-time students beginning their studies in the spring semester will be automatically enrolled in the university student health benefit plan and billed for seven months of coverage from January through August with the same opportunity to petition to waive coverage.

SAIS Europe

Full-time, in-residence students are automatically enrolled in the university student health benefit plan, but may successfully waive out of the plan by completing the waiver process and demonstrating either:

  • Alternative coverage comparable to that of the university student health benefit plan
  • European Union citizenship and enrollment in EU member nation health service

If you need medical care while in Bologna, the Director of Student Life will connect you with appropriate English-speaking specialists. An administrator can also accompany you to medical visits should you request this assistance. The school has partnered with the University of Bologna to provide counseling services in English.

Hopkins-Nanjing Center

Non-Chinese students are covered under a health care contract with Raffles Medical International, which is a clinic staffed by Western doctors who provide routine primary care and emergency services. A 24-hour helpline is also available for emergencies.

Medical Plan: Wellfleet

Dental Plan: Delta Dental

Vision Plan: EyeMed

Billing Information: Premiums are posted to your student account on a semester basis.

Termination of Coverage: Upon graduation, coverage will terminate on August 14 for students graduating in the Spring and February 14 for students graduating in the Fall.

COBRA: COBRA is not offered when Wellfleet coverage ends or terminates.

School of Education (SOE)

It is university policy that all full-time students maintain adequate health insurance coverage to provide protection against unexpected accidents and illnesses. All students enrolled in full-time programs and currently without health insurance coverage should enroll in the Johns Hopkins University Student Health Benefit plan.

International Students with an F-1 or J-1 Visa status are required to purchase the university plan and will be automatically enrolled.

Please note that students admitted into the Master of Science in Education/Urban Teachers collaboration program have a different enrollment deadline and coverage period from other SOE students.

Medical Plan: Wellfleet

Dental Plan: Delta Dental

Vision Plan: EyeMed

School of Education – Urban Teachers Rates 2022-2023 (per semester)

Insured Cost
Medical- Student $1,539
Medical-Spouse $2,738
Medical- One Child $1,265
Medical- Children (Two or more) $1,701

Billing Information: Premiums are posted to your student account on a semester basis.

Termination of Coverage: Upon graduation, coverage will terminate on August 14 for students graduating in the Spring and February 14 for students graduating in the Fall.

COBRA: COBRA is not offered when Wellfleet coverage ends or terminates.

School of Medicine (SOM)

Coverage & Eligibility Requirements – Master’s Students: All full-time, benefits eligible, Masters Degree students must be covered by health insurance. Students must enroll in the Student Health Program offered by the School of Medicine unless they are covered by an alternative plan meeting minimum standards established by the School of Medicine. Enrollment must occur within 30 days of registration. Changes in enrollment can be made during the September open enrollment period, or as a result of a qualified “life event” provided application is made within 30 days of the qualifying event. Foreign or travelers insurance is not accepted.

You can view the minimum standards of alternative health insurance and complete the PDF Document: waiver form for the Student Health Program online.

Coverage & Eligibility Requirements: Medical Students: All full-time medical students must be covered by health insurance. Students must enroll in the Student Health Program offered by the School of Medicine unless they are covered by an alternative plan meeting minimum standards established by the School of Medicine. Enrollment must take place within 30 days of registration. Changes in enrollment can be made during the September open enrollment period or as a result of a qualified life event provided application is made within 30 days of the qualifying event. Foreign or travelers insurance is not accepted.

Coverage & Eligibility Requirements: PhD and DDP Students – All full-time Ph.D. and DDP students must be covered by medical insurance. Students must enroll in the Student Health Program offered by the School of Medicine. Enrollment must take place within 30 days of registration. Changes in enrollment can be made during the September open enrollment period or as a result of a qualified “life event” provided application is made within 30 days of the qualifying event. Foreign or travelers insurance is not accepted.

All students are required to enroll in University Health Services and pay the mandatory annual fee of $850 regardless of insurance participation. Enrollment in University Health Services gives you unlimited access to adult primary care and adult mental health benefits at no additional fee. Spouses/domestic partners who are covered by the Student Health Program insurance may also access University Health Services at no additional fee.

Medical Plan: EHP

Dental Plan: CareFirst BlueCross BlueShield

All students must be covered under the School of Medicine group dental plan administered by CareFirst BlueCross BlueShield. This coverage is available only to students and their children under age 19 who are enrolled in the Student Health Program medical insurance plan as required by the Affordable Care Act. Dental coverage is not available to the spouse or domestic partner of the student.

Vision Plan: EyeMed

Additional Vision Benefits available through University Health Services (UHS):

  • Wilmer Eye Exam – School of Medicine residents, interns, postdoctoral fellows, graduate students, and medical students who are assessed a University Health Services (UHS) fee are allowed one annual (July 1 – June 30) comprehensive eye examination/contact lens evaluation provided by Wilmer Comprehensive Eye Care. When calling to schedule your appointment at one of the locations below, be sure to tell the person scheduling the visit that your examination will be covered by University Health Services. If for some reason you receive a bill for the exam, please call the University Health Services benefits office at 410-955-3872 for assistance.

The sites for the routine comprehensive eye examination/contact lens evaluation are:

  • Johns Hopkins Hospital: 410-955-5080
  • Greenspring Station: 410-583-2800
  • Columbia: 410-910-2330
  • White Marsh: 443-442-2020
  • Bel Air: 410-399-8443
  • Bethesda: 240-482-1100

Although eyeglasses and contact lenses are not covered by the Student Health Program (SHP) medical insurance nor University Health Services, eyeglasses and contact lenses are covered by EyeMed.

  • Pediatric Vision Care: If a plan member has dependent children under age 19 on their EHP Student Health Program medical insurance plan, those dependents receive vision benefits through EHP.

Disability Insurance (M.D. candidates only)

The School of Medicine provides a disability plan for all students enrolled as M.D. candidates. This coverage will provide benefits should a student develop a disability while enrolled as a student. This insurance is provided at no cost to the student.

Family Support Programs (PhD candidates only)

Life Insurance (M.D. candidates only)

In January of the second year of the M.D. curriculum, the School of Medicine purchases a $100,000 term life insurance policy for each second-year medical student. This policy remains in effect until the M.D. degree is awarded or until the student withdraws from the M.D. program. This insurance is provided at no cost to the student.

School of Nursing (SON)

Coverage & Eligibility Requirements: All students in degree and certificate programs are required to have health insurance coverage.

School of Nursing students may purchase insurance through the Johns Hopkins University Student Health Plan (SHP) or obtain their own comparable health insurance coverage. Without proof of comparable coverage, students are required to enroll Johns Hopkins University Student Health Plan (SHP) administered by EHP. Comparable coverage must include comprehensive coverage and allow the student to use the insurance in the State of Maryland. Travel and temporary short-term insurance plans are not acceptable alternatives.

Newly Attending Student Enrollment Schedule:

First Semester Online Enrollment SHP Coverage Begins Deadline to Waive/Enroll
Fall July August 15th September 30th
Spring December January 15th February 10th
Summer May May 15th June 30th
Summer DNP/MPH Students Only May June 15th June 30th

New attending students, must complete student benefits by the week of Orientation. Premiums are charged to SIS student account and SHP coverage will start the 15th of the month. If a refund was issued prior to the insurance being charged to your account, a personal payment will be required.

August is open enrollment for returning students. Student can enroll into SHP without a life change.

All attending Fall students must either Waiver or Renew (to keep coverage active) their student insurance in August. This is an annual requirement.

However, students are allowed to enroll in the Student Health Plan in the future terms as needed. Outside of the open enrollment period, only within 30 days of a qualified life event can a student enroll in the SHP. A student must submit the insurance certificate of canceled insurance coverage. It is the responsibility of each student to notify the Student Accounts Office if current coverage expires or changes while enrolled as a student.

SHP coverage ends once a student stops attending school. Students may extend coverage by electing COBRA. Additional information will be communicated before graduation. PDF Document: Learn more about COBRA.

Medical Plan: EHP

Dental Plan: Delta Dental

Vision Plan: EyeMed

Billing Information:

  • For MSN and DNP students, premiums are charged to your student account on a semester basis.
  • For PhD students, premiums are posted to your student account on a monthly basis.

Termination of Coverage: Students are responsible for notifying the Student Accounts office when they wish to terminate their SHP coverage; no retroactive refunds of premiums will be issued. If a student is no longer enrolled in the School or has graduated, the student will be notified in writing that their coverage will be terminated and have the option to enroll into COBRA. Student Accounts office must be notified no later than 60 days from the date of your termination (COBRA coverage will be retroactive). You have the right to continue these benefits at your own expense for a period up to 18 months through COBRA.

COBRA: Extension of current insurance benefits to students who are separating permanently from the University is offered under the Consolidated Omnibus Budget Reconciliation Act (COBRA). If you elect to continue under COBRA, premiums will increase slightly and payment will be due the first of each month. Monthly rates for COBRA are as follows:

Academic Year 2022-2023 Rates (effective July 1, 2022):

Coverage type Monthly premium Annual Premium
Individual $378.00 $4,725.00
Two-party $938.00 $11,725.00
Family $1,258.00 $15,725.00

*If payment is not received each month, COBRA coverage will be terminated. PDF Document: View SON COBRA information here.

School of Public Health (SPH)

Coverage & Eligibility Requirements: All Bloomberg School students in a full-time program are required to have health insurance coverage and are automatically enrolled in the Student Health Plan unless they provide proof comparable coverage and submit a waiver. Enrollments and waivers are done in SIS during open enrollment.

Medical Plan: EHP

Dental Plan: United Concordia

Vision Plan: EyeMed

Billing Information: Your monthly premiums are posted to your student account on a term basis.

  • July-August: Summer Term
  • September-October: 1st Term
  • November-December: 2nd Term
  • January-March: 3rd Term
  • April-June: 4th Term

Termination of Coverage: Students are responsible for notifying Student Accounts and Business Services when they wish to terminate their coverage, regardless of the source of funding. If a student is no longer enrolled in the School or has graduated, the student will be notified in writing that their coverage will be terminated. Student Accounts and Business Services must be notified no later than 60 days from the date of your termination (coverage will be retroactive). You have the right to continue these benefits at your own expense for a period up to 18 months.

COBRA: Extension of current insurance benefits to students who are separating permanently from the University is offered under the Consolidated Omnibus Budget Reconciliation Act (COBRA). If you elect to continue under COBRA, premiums will increase slightly and payment will be due the first of each month. Monthly rates for COBRA are as follows:

Academic Year 2022-2023 (effective July 1, 2022)

  • Individual: $378.00
  • Two-Party: $938.00
  • Family: $1,258.00

You are responsible for 18 months of premiums unless you notify the Student Accounts Office in writing that you wish to terminate your coverage prior to the end of your 18-month period.